# Blanxer QR Payments (Powered by Fonepay)

Accepting digital payments on your store shouldn’t take weeks of paperwork or custom code. With **Blanxer QR Payments (Fonepay)**, you can go live **without paying the usual Fonepay integration fee (NPR 25,000 + VAT)** and **without manual API work**—while your **business name still appears on the payer’s screen** during checkout.

![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707456004/353459e9-42a9-450a-bbb9-63b2b3fe7703.png align="center")

## What this solution is

* **Powered by Fonepay.** Customers can pay from **any Fonepay-enabled wallet or mobile banking app** by scanning a dynamic QR at your checkout.
    
    ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707526765/71073f90-0d5c-493a-8afd-4bb380912754.png align="center")
    
* **No integration fee.** Through Blanxer’s vendor arrangement, your business gets a Fonepay terminal **without** the standard **NPR 25,000 + VAT** integration charge.
    
* **Your brand on the payment screen.** When buyers pay, **your business name** is displayed in their payment app.
    
* ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707880798/2490e701-4d04-410c-b487-c03b79341b5c.png align="center")
    
* **Blanxer-managed processing.** Payments are technically routed through Blanxer’s infrastructure for automation and tracking, and **Blanxer charges a plan-based payment fee**:
    
    * **Basic:** 3.9%
        
    * **Premium:** 3.0%
        
    * **Business Plus:** 3.0%
        
    * **Platinum:** 2.75%
        
* **Fully automated checkout.** After a successful scan and pay, the **order is created automatically**—no need for customers to return to the site.
    
* **Instant notifications (optional).** If **BlanxerSMS** is enabled, the buyer receives a **confirmation SMS** automatically.
    
* ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707845908/efefb8ce-c64c-4efa-8222-8c10813bbf9f.png align="center")
    
* ## Why stores choose Blanxer QR Payments
    
* **Faster go-live:** No separate PSP paperwork, keys, or custom integration.
    
* **Lower upfront cost:** The usual integration fee is **waived**.
    
* **Higher conversion:** Scan-to-pay is fast, familiar, and trusted across Nepal.
    
* **Zero manual reconciliation:** Payments are auto-linked to orders in your dashboard.
    

## What you need before you start

Have these documents ready for KYC verification inside Blanxer:

* **Business Registration Certificate**
    
* **PAN Certificate**
    
* Authorized signatory details (to sign the Blanxer agreement and upload in-dashboard)
    

## Part 1 — Enable Fonepay QR in Blanxer (One-Time Setup)

1. **Open Settings in your Blanxer dashboard**  
    Go to **Settings → Business / Compliance** and start **KYC Verification**.
    
2. **Upload KYC documents**
    
    * Registration Certificate
        
    * PAN Certificate
        
    * Any other details prompted in the form
        
        ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707945724/02e5343b-d05f-4d97-bfcb-8ecd1050f471.png align="center")
        
    
    ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763708109207/91779814-c68c-4bfc-9930-40282248f3d3.png align="center")
    
3. **Submit & wait for KYC approval**  
    Our team verifies your information. You’ll see status updates right inside the dashboard.
    
    ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763708056105/a5f1aebc-850f-41ee-93a2-309a0f341619.png align="center")
    
4. **Apply for Blanxer QR Payment**  
    After KYC is approved, head to **Settings → Payments → Blanxer QR (Fonepay)** and click **Apply**.
    
    * We’ll initiate the terminal creation with our payment vendor.
        
    * No separate API key request is required from your side.
        
        ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763708175091/9fb056fd-dc40-4651-a1f3-7c6a0460de5d.png align="center")
        
5. **Activation & auto-integration**  
    Once approved, the **Fonepay QR** option appears **automatically** on your store’s checkout page—no code changes.
    
    ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763708195138/8c12fe01-bc90-4fcc-b576-3c233d6c9136.png align="center")
    

## Part 2 — What your customers see at checkout

1. **Add to Cart → Checkout**  
    The buyer adds products to cart and proceeds to checkout.
    
    ![](https://cdn.hashnode.com/res/hashnode/image/upload/v1763707456004/353459e9-42a9-450a-bbb9-63b2b3fe7703.png align="center")
    
2. **Choose “Fonepay QR”**  
    They select the **Fonepay QR** method.
    
3. **QR displayed on screen**  
    A **dynamic QR** appears. The buyer can **scan from any Fonepay-compatible wallet or mobile banking app**.
    
    * Your **business name** is shown in their payment app.
        
4. **Pay → Auto-confirmation**  
    After the buyer pays, the system auto-confirms the payment.
    
    * **Order is created automatically** (buyer doesn’t need to return to the site).
        
    * If **BlanxerSMS** is enabled, a **confirmation SMS** is sent instantly.
        
5. **Merchant dashboard updates**  
    In your Blanxer dashboard, the order appears with **payment status** and full details for processing and dispatch.
    

## Fees & plans

* **Integration fee:** **Waived** (vs. NPR 25,000 + VAT typically charged for direct Fonepay integration).
    
* **Payment fee by plan:**
    
    * **Basic:** **3.9%**
        
    * **Premium:** **3.0%**
        
    * **Platinum:** **2.75%**
        

> Tip: Upgrading your plan reduces per-transaction fees.

## Reconciling orders & payments

* **All-in-one dashboard:** View order details, payment status, and fulfillment in one place.
    
* **No manual matching:** Because the QR is dynamic per order, the payment links to the right order automatically.
    
* **Settlements:** Your payments are settled weekly, every Friday, and are automatically deposited directly into your bank account.
    
* **Future Upgrades:** Soon, you’ll be able to withdraw your payouts instantly from the dashboard. Just click two buttons, and the amount will be deposited into your account within minutes. *(Withdrawal charges may apply.)*
    

At Blanxer, our vision is simple: **deliver the best service and a better eCommerce solution for every client we serve**.

We’re committed to removing friction, elevating performance, and empowering Nepali businesses with reliable, modern, and scalable tools—so you can focus on growth while we handle the tech.

From seamless payments to smart automations, we’re building a platform that reflects your ambition and earns your trust, every single day.

## FAQs

**Q: Is there any difference between integrating Fonepay directly vs. through Blanxer?**  
**A:** Functionally **no**. With Blanxer, the **integration fee is waived** and activation is faster. The customer still sees **your business name** in their payment app.

**Q: Which wallets/banks work?**  
**A:** Any **Fonepay-enabled wallet or mobile banking app** that supports QR payments.

**Q: How long does activation take?**  
**A:** After you complete KYC and apply in **Settings → Payments**, our team initiates terminal creation with the vendor. Activation follows once verification is done.

**Q: Do customers have to return to the website after payment?**  
**A:** **No.** The order is **auto-created** as soon as the payment succeeds.

**Q: Can I send confirmation messages?**  
**A:** Yes—enable **BlanxerSMS** to send automatic order confirmations.